Frequently Asked Questions (FAQs)
Answers to Common Questions for Uninsured Drivers with Property Damage in NSW.
“At Pactum Dispute Resolution, we understand navigating property damage disputes without insurance can be confusing. This FAQ page is designed to provide clear, straighforward answers to help you better understand your rights, options, and the process ahead.”
1. What should I do immediately after a property damage accident if I’m uninsured?
· Stay calm and ensure everyone is safe.
· Exchange contact and vehicle information with the other party.
· Take photos of the damage and the accident scene.
· Report the accident to the local police if required.
· Contact us as soon as possible for advice on the next steps - we can help you understand your options even without insurance.
2. Can I make a claim if I don’t have insurance?
Yes. You can still pursue a property damage claim, but the process differs from typical insurance claims. Our team specializes in helping uninsured drivers understand how to lodge claims or dispute damage responsibly and effectively in NSW.
3. How long does it take to resolve a property damage dispute?
Resolution times vary based on case specifics, evidence, and the responsiveness of involved parties. Typically, initial contact and assessment occur within a few days, but full settlement might take weeks or months. We guide you through each stage and keep you informed.
4. What kind of evidence do I need to support my claim?
Helpful evidence can include:
· Photos of the damage and accident scene
· Police reports, if available
· Witness statements or contact details
· Repair estimates or invoices
· Correspondence with the other party
Gathering strong evidence can significantly improve your chances of a fair outcome.
5. Will contacting you cost me anything initially?
No. We offer a free, no-obligation consultation to understand your situation and explain your options clearly and confidentially — with no pressure to proceed.
6. How can you help me as an uninsured driver?
We provide:
· Clear, plain-language advice on your legal rights
· Step-by-step guidance through the claims process
· Support in communicating with other parties involved
· Help with dispute resolution strategies to avoid court where possible
Our focus is on achieving practical, fair outcomes while reducing stress for you.
7. What are my responsibilities as an uninsured driver in NSW?
You are legally required to:
· Report the accident appropriately
· Cooperate with reasonable claims or dispute processes
· Avoid misleading or fraudulent claims
8. Can you represent me in court if the dispute escalates?
Our service primarily offers advisory and dispute resolution support. If court representation becomes necessary, we can guide you on next steps and recommend trusted legal partners to assist with litigation if needed.
9. Can you represent me in court if the dispute escalates?
Yes, we can provide court representation if your property damage dispute cannot be resolved through negotiation or mediation.
While our main service focuses on expert legal advice and dispute resolution support to help you avoid court where possible, sometimes disputes require taking formal legal action. In such cases:
· We will guide you through the entire court process, explaining your rights and options clearly.
· Our experienced legal team can represent you in court hearings, helping to present your case effectively.
· We manage all the necessary paperwork, filings, and court protocols so you can focus on your recovery.
· If needed, we collaborate with trusted legal partners to provide additional specialist representation.
Going to court can feel overwhelming, especially when you are uninsured. That’s why we stand by your side with practical support and advocacy every step of the way, aiming to achieve the best possible outcome for you.
If you have further questions about court representation or need personalised assistance, please contact us directly.
